Income & Jobs

Bachelor's Degree Attainment by ZIP Code: Where College Concentrates

Educational attainment is one of the strongest predictors of local income, home values, and migration. Here's how to read Census table B15003 and what it shows.

By City Zip Compare Editorial · February 22, 2026 · 7 min read

Roughly 35% of U.S. adults age 25 and over hold a bachelor's degree or higher. That number is rising about half a percentage point per year and varies enormously by place — from below 10% in some Appalachian counties to above 80% in places like Palo Alto, CA and Cambridge, MA.

What the data captures

Census table B15003 reports the highest degree attained by every U.S. resident age 25+, in 25 categories from 'no schooling completed' through 'doctorate degree.' City Zip Compare aggregates the bachelor's-and-above categories (B15003_022 through B15003_025) into the single 'bachelor's or higher' percentage you see on every place page.

We also report 'high school or higher' (B15003_017 and above) — a useful basic-literacy proxy that ranges from about 75% to 99% across U.S. ZIPs.

Why education concentrates

College graduates cluster around universities, large metros, and high-income suburbs because those are where degree-requiring jobs are. The clustering is self-reinforcing: high local attainment lifts wages, which raises home prices, which excludes lower-income households, which raises attainment further.

This is the single most important variable to control for when comparing places — a high local income may simply reflect that everyone in the ZIP is a college graduate, not that the local labor market is unusually strong.

Frequently asked

Does this include people who started but didn't finish college?

No. The 'bachelor's or higher' category requires a completed four-year degree. People with some college or an associate's are reported separately.

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Source: U.S. Census Bureau, American Community Survey 5-year estimates. Data: census.gov/programs-surveys/acs.